Daar is baie om uit te kies.  Hier is 4 goeie opsies om te oorweeg.  

Besluit self of jy daarvan of van ander gebruik wil maak:

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• TIC                 travelinsurance.santam.co.za

• Hollard         hollardtravel.com

• Allianz           allianz-assistance.co.za

• Chubb           chubbtravelinsurance.co.za

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ChatGPT het hierdie 4 opsies vergelyk.  Onderaan is 'n link, met die volledige vergelyking, maar hier is ChatGPT se opgesomming:

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My Analysis & Recommendations

• If your priority is medical protection while traveling (especially overseas):

  • Chubb is very attractive because of its very strong medical / evacuation cover, particularly on its top-tier or “Superior” plans.

  • TIC is also very good, and might be more straightforward if you’re based in South Africa, with good local support.

• If cancellation risk is a big concern (you might need to cancel / curtail your trip):

  • Hollard is strong here, especially with more flexible cancellation cover (and in some cases Cancel for Any Reason).

  • Allianz also offers cancellation cover, but check the limit (e.g. their “up to R90,000” figure) and what “reason” is covered.

• For frequent travellers:

  • Chubb’s annual multi-trip is compelling (unlimited medical for many plans, good trip disruption cover, etc.).

  • Allianz also has an annual multi-trip option; good for people who take many shorter trips.

• For adventurous travel (sports, winter, risky activities):

  • Chubb has very flexible add-ons (“winter sports”, “hazardous activities”).

  • Hollard may also cover some adventure if included in the plan, but check carefully.

• Age considerations:

  • If you’re older, check the age limits: Chubb’s senior plan is up to 79 in some cases; TIC has different trip-duration limits for older travellers.

• Pre-existing medical conditions:

  • Chubb’s “specified” pre-existing conditions are covered (depending on what counts).

  • Allianz is more restrictive; Hollard / TIC may offer better flexibility, but always check the policy wording and disclosure requirements.

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Hier is ChatGPT se volledige vergelyking:

https://chatgpt.com/s/t_691f0d36eb208191bcbb85a258b712be

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